SC Housing Palmetto Heroes

SC Housing Homebuyer Program Palmetto Heroes

SC Housing is pleased to introduce the Palmetto Heroes Program. The program honors educators, first responders and community service personnel in the fields of law enforcement, corrections, firefighting, emergency medical services and health care, as well as active duty military, members of the SC Army National Guard, SC Air National Guard and Veterans of the U.S. Armed Forces. The program offers FHA, VA, USDA and Conventional financing with a reduced fixed interest rate and Down Payment Assistance.

All approved Lending Partners are eligible to participate. Borrowers must have a fully executed sales contract for the purchase of a home prior to locking the interest rate. Please refer to the SC Housing Homebuyer Program Guide and Manual for additional details.

Educators
Borrower must be employed as a full-time teacher with an active South Carolina Teacher Certification. Positions include certified teachers employed as Classroom Teachers, School Librarians, School Counselors, School Psychologists or Speech-Language Pathologists. Teachers with new contracts must be scheduled to receive their first paycheck within 60 days of loan closing.

Law Enforcement Officers
Borrower must be employed full-time as a state or local law enforcement officer (as defined by the SC Law Enforcement Training Act) and must be certified by the Law Enforcement Training Council as of the date of the loan application.

Correctional Officers
Borrower must be employed as a full-time corrections officer for the South Carolina Department of Corrections, SC Department of Juvenile Justice, or with a state, county or municipal detention center, or the US Government Federal Bureau of Prisons.

Fire Fighters, EMTs and Paramedics
Borrower must be employed full-time as a firefighter, emergency medical
technician (EMT) or paramedic (or be a volunteer firefighter) with a state or local government agency. EMTs and paramedics may be employed by a company contracted by a state or local government agency to provide emergency medical services.

Veterans
Borrower must have served on active duty in the U.S. Armed Forces (other than active duty for training) and received a discharge other than dishonorable within the past 25 years. NOTE: Eligible veterans cannot have an ownership interest in another principal residence at the time of loan closing.

Active Duty Military Personnel
Borrower must be a member in good standing with any of the US Armed Services: Army, Navy, Marine Corps, Air Force, and Coast Guard as of the date of loan application. Enlistment must be documented with a statement of service.

SC National Guard Members
Borrower must be a member in good standing of the SC Army National Guard or the SC Air National Guard as of the date of loan application. Enlistment must be documented with a statement of service.

Licensed Medical Professionals
Borrower must be employed full-time in a hospital, clinic, doctor’s office, nursing home/long term care facility or other medical facility. Borrower must be licensed/certified by the State of South Carolina. Copies of License or Certification are required at the time of review.

The Palmetto Hero program is administered by the South Carolina State Housing Finance and Development Authority

DO YOU WANT ASSISTANCE WITH A DOWN PAYMENT?

FIND OUT IF YOU QUALIFY FOR THIS EXCLUSIVE PROGRAM!

CONTACT TO FIND OUT MORE ABOUT THE PALMETTO HEROES PROGRAM!

*By clicking "FREE Instant Access" you are expressly consenting, in writing, to receive telemarketing and other messages, including artificial or prerecorded voices, via automated calls or texts from findhomesincharleston.com at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply, frequency varies. Text HELP for help or STOP to cancel. More details in Terms of Use and Privacy Policy.

SC Housing Palmetto Heroes

SC Housing Homebuyer Program Palmetto Heroes

Select a file to upload

Accept Terms

Opt-In

Share a Link

Create a Note

Select a Notebook

or make a new notebook

Looks like your phone is invalid.

Would you like to update it?

Free Access

Free Access

Free Access

Claim Your Home

Almost there!

Log In